65 Plus Health Plans LLC

Experience, Knowledge, and Integrity

Why Is Medicare Complicated

If you are new to the world of Medicare, it might feel like you need a Masters’s Degree to understand even the basics. This is your first experience with health insurance that is not tied to your employer. Medicare is like a train running on two tracks. One track is Original Medicare, which includes Part A (hospital insurance) and Part B (doctor’s visits and outpatient medical services). The other track is Medicare Advantage (Part C), which has a limited network of doctors and hospitals. Medicare Advantage plans have their own set of rules and regulations that can be confusing. Failing to understand and follow these rules can result in denied claims and unexpected out-of-pocket costs. You need to understand Medicare’s parts—A, B, C, and D.

With so many different plans, making an informed decision about your healthcare coverage can be frustrating and confusing. Selecting the right plan can be challenging because the coverage options are confusing. You may choose a plan that is not the best for your healthcare needs. This could result in significant out-of-pocket costs for treatment and medication or simply not getting the care you need because the plan does not cover it.

If you are confused about Medicare, I encourage you to reach out for help by calling me. I can answer your questions and help you understand your options so you can make the best decision for your healthcare needs. Call today; there is no cost or obligation on your part.